Policies and Agreements

Introduction

The following Terms and conditions govern your use of our website https://www.JamunJar.com (the “Website”) and JamunJar Apps in iOS & Android. The Website and JamunJar Apps in iOS & Android is referred to as ("JamunJar”, Website”, "We" or "Us") which expression shall unless repugnant to the context or meaning thereof be deemed to include its successors and assigns having its Office atDamji Shamji Corporate Square, C Wing, Office no 312, Laxmi Nagar, Ghatkopar East, Mumbai – 400075.
JamunJar owns or has license to use all contents, graphs, images, HTML and CGI or other scripts displayed and used on this Website. The information provided on this Site should not be copied, modified, uploaded, downloaded, published or republished, transmitted or otherwise distributed for commercial purposes without prior and explicit written consent from JamunJar. Reproduction of any information or material, with or without any modification, provided on this Website is strictly prohibited and amounts to the violation of copyright unless it is performed/ done with the prior written consent of JamunJar.
These Terms include the Privacy Policy which is incorporated into these Terms by reference. By using the Website and our services, "You" or "Your", the "User" or person accessing the Website are indicating their acceptance to be bound by these Terms and Conditions, including the Privacy Policy. Hence please ensure that You read them carefully.

JamunJar reserves the right to select the User of this Website and take decision whether or not to permit any person to use the services provided on this Website. Through this Website, you may access Your account and carry out various transactions/ provide instructions.
You may use our Website only as permitted by law. We may suspend or stop providing our services to You if You do not comply with our Terms or policies or if we are investigating suspected misconduct. Using our Website does not give you ownership of any intellectual property rights in our Website or the content you access. Nor do they grant you the right to use any branding or logos used in our services or to remove, obscure, or alter any legal notices displayed in or along with our services.
In connection with your use of the services, we may send you service announcements, administrative messages, and other information. However, you may choose to opt out of those communications. For disputes/grievances you can connect with JamunJar on below details
Email address: support@JamunJar.com

Information and material on this Site are provided on an "as is" basis, and are without guarantees or warranties of any kind including completeness, correctness, accuracy, reliability, express or implied. The information and material may contain errors, bugs, or other problems. These difficulties may result in loss of data, personalization settings or other service interruptions. JamunJar does not assume responsibility for the timeliness, deletion, mis-delivery, or failure to store any user data, communications, or personalization settings. Further, any ideas and/or information provided or gained from this Site would not necessarily reflect the views of JamunJar or its directors, partners or employees.
Any third party content may contain information on specific benefits or services provided by the third parties and/or agreement between you and the third party service providers. JamunJar shall in no event be responsible for any actions of the third parties.
All or any advice of any third party service providers shall be of third party service provider and shall not in any way be construed to mean advice from JamunJar or its representative(s). Any information contained in this Website or displayed /appeared on this Website is general in nature and is NOT a substitute for any professional advice.
Due to the global presence of some of the third parties, this Website may be accessed by users in countries other than India. JamunJar makes no warranties that materials/contents on the Website are appropriate or available for use in locations outside the India. If it is illegal or prohibited in users' country of origin to access or use this Website and/or linked Websites or webpage or mobile applications of Service Providers, then you should not do so. Those who choose to access this Website outside the India do so on their own initiative and are responsible for compliance with all local laws and regulations.

This Website may contain links to websites, web-pages and services operated by JamunJar and / or its Affiliates/ Business Partners, and Your use of each such website is also subject to the Terms and Conditions and other terms and guidelines, if any, in respect of each such website/web-page/service. In the event that any of the Terms and Conditions, or notices contained herein conflict with the terms and conditions or other guidelines contained within any particular website, then the Terms and Conditions of this Website shall prevail. The linked sites are not under the control of JamunJar and JamunJar has not reviewed and/or approved these sites. JamunJar shall not be responsible for the content or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply any direct or indirect endorsement by JamunJar of the site. JamunJar disclaims all responsibility for any inaccuracy, error, falsity, omission and/or non-compliance in any material appearing on any linked site. Third party links are governed by their respective website usage agreements.
You hereby agree and confirm that you shall click on the links to and familiarize Yourself with the terms, conditions and guidelines found throughout this Website and the affiliated websites and abide by them if you choose to use the sites, pages or services to which they apply.
The information obtained at/or through this Site is not and should not be construed as an offer or any other assistance. The terms and conditions are subject to change from time to time depending on various factors and regulations from various regulatory authorities related to JamunJar and while become relevant during a fulfilment of a service/s from JamunJar. While the Site may be updated with changes periodically, JamunJar does not guarantee that this Site reflects the latest amendments/ information at all times or at any time.
We may collect the following Personal Information from You (this is an indicative list):

1. (i)Personal Information includes details that identify You and Your financial savings, such as Your name, date of birth, bank/financial account details, credentials, passwords, phone number, PAN, Aadhar, fax number, email address, gender, marital status, city of residence, basic salary, cost to company, contribution to financial instruments like MF, Insurance, EPF, PPF, superannuation, gratuity, leave encashment, or any other information required under regulatory requirements.
2. (ii) Most features of the Website would require registration information, which may necessitate providing Your email address, mobile number, password, and other details needed for registration. The type of Personal Information collected depends on the service You avail or propose to avail.
3. (iii)The Website may occasionally request additional Personal Information to provide You with benefits or value-added services. On these occasions, You have the choice to provide or decline this information. Failure to provide required information may prevent You from availing specific services or products.

Information We get from Your use of our Services on the Website/App:
Visiting and using Services offered under the Website by JamunJar may result in the Website receiving performance and usage information such as the date and time of Your visit, the kind of browser or computer You use, default language setting, Your unique Internet Protocol address, the number of links You click within the Website, the pages You viewed on the Website, and the web page from which You arrived to our Website. In case of use of facilities/products/services through any third- party App, additional terms and conditions governing the manner of usage of App including collection and disclosure of Personal Information shall be applicable and to be read along this Privacy Policy. JamunJar shall not be liable or responsible for any liability/damages arising from use of such third- party Apps or any breach of data privacy which happens at their end.
Information we may get from cookies, our affiliates or third parties:
We may obtain information about You from other sources, including commercially available sources, such as social media, data aggregators and public databases. We may also collect information about You from Our affiliates or group companies. Information We get through sending one or more cookies or anonymous identifiers to Your device: Cookies are small electronic text files that contain information that a Website uses to store User preferences and settings. You are also being made aware that JamunJar cannot control the use of cookies or the resulting information by advertisers or third parties hosting data on respective JamunJar website. You have the option to reset Your browser to control cookies; however, some of the Services offered by the Website may not function properly if cookies are refused / reset / deleted. In case You do not provide Your information or consent for usage of personal information or later on withdraw Your consent for usage of the personal information for the purpose it was collected or submit misleading and/or False information or fail to update the Your information , JamunJar reserves rights to discontinue/cancel the services for which, the said information was sought and any decision of JamunJar in this regard shall be binding on You and shall supersede the terms of the services.

Under no circumstances, including but not limited to negligence, shall JamunJar or its directors or employees be liable for any special or consequential damages including lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages that are alleged to have resulted from the use and/or inability to use this Site or information contained within, even if JamunJar and/or its employees or directors have been notified of the possibilities of potential damages or losses.

By posting messages, uploading files, data inputs, or engaging in any other form of communication (hereinafter referred to as “Communication”) through this Site, You are granting to JamunJar a royalty free, perpetual, non-exclusive, unrestricted, worldwide license to: Use, copy, sublicense, publicly perform or display any such Communication; and Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the Communication. The foregoing grants shall include the right to exploit any proprietary rights in such Communication, including but not limited to rights under copyright, trademark, service mark, or patent laws under any relevant jurisdiction.

JamunJar reserves the right to monitor this Site and all its content, and to disclose any information as necessary to satisfy any law, regulation or governmental request, or to edit, remove any information or materials, in whole or in part, that in JamunJar's sole discretion are objectionable or in violation of these Terms and Conditions.

In order to enable access to, technical operation and use of the Website, JamunJar shall collect, process, store and use the Users personal data to a reasonable extent. Personal Data that the User' provides to JamunJar or third party service providers through the Website upon registration, will be collected, processed and used to initiate, structure or modify the contractual relationship with the User and the Service Providers. This shall also apply after modification of these data or the User's entering of further Personal Data into his/her user profile in the Website.
Any personal information users may provide for use or access of the Website primarily will be used to answer users’ query or to fulfill any of contractual obligations towards the User under these Terms and Conditions only.
JamunJar will only collect data on the user's usage behaviour while in the Website (date, time and login duration, pages viewed, navigation, software used, etc.) anonymized to help gear the Website to our Users' needs.
JamunJar generally records certain usage information and this data helps JamunJar determine how much Users use the Website and to do internal research on Users’ demographics, interests, and behaviour to better understand and serve as per the Terms and Conditions of Use. The data also helps JamunJar to conduct statistical analysis, required assessment, audits etc.
Data entered by the User in the context of individual Communication directly with third party service providers will only be processed and used for the purpose of said communication. JamunJar reserves the right to place the Users' contributions to said communication in the respective forum, for the purpose of existing/future arrangements with the business partners. For the purpose of providing the User with technical support for the Website, JamunJar may forward or make available to third parties, data that the User provides when using such services (for example the form for technical or other services related support). These data shall be processed and used by the third parties only for this purpose.
Third party service providers may have access to the personally identifiable information Users submit through the Website, but only for the purpose of performing their duties.
JamunJar will not provide Users’ personally identifiable information to any other persons except

• To The Auditors
• Professional Advisors
• Service Providers
• Business Partners
• As Required by Law, or
• If we are required to make disclosures to the government or

regulators or private parties in connection with a lawsuit, subpoena, investigation or by order of the court or similar proceeding.

All product and service marks contained on or associated with the Services that are not JamunJar marks are the trademarks of their respective owners. JamunJar would require the User to respect the same. References to any such names, marks, products or services of third parties or hypertext links to third party sites or information does not imply JamunJar's endorsement, sponsorship or recommendation of the third party, information, product or service.

JamunJar may, from time to time, announce certain offers with intent to promote its Website and/or Services (Promotional Offers). The Promotional Offer(s) would always be governed by these Terms plus certain additional terms and conditions, if any prescribed. The said additional terms and conditions, if prescribed, would be specific to the corresponding Promotional Offer only and shall prevail over these Terms, to the extent they may be in conflict with these Terms. JamunJar reserves the right to withdraw, discontinue, modify, extend and suspend the Promotional Offer(s) and the terms governing it, at its sole discretion.

Website/App(s) logo are trademarks of JamunJar. Other trademarks, service marks and logos may be the property of their respective owners. Unless otherwise stated, JamunJar and/or its licensors are the owners of the copyright and database rights in this Website, including content data, design, graphics, text, images, software and underlying source codes.
The trademarks, logos, slogans and service marks displayed on this Website, whether registered and unregistered, are proprietary to JamunJar and/or others. Unless expressly stated in writing, JamunJar does not grant any authority, right or license to use or display any trademarks, logos, slogans and service marks displayed on this Website. We reserve the right to seek appropriate legal remedy for any violation or breach of any intellectual property rights including but not limited to unauthorized use of any trademarks, logos, slogans, service marks and contents of this Website.
Copyright in the pages of this site, in the screens displaying the pages and, in the information, and material contained therein and their arrangement, is owned by JamunJar, unless otherwise indicated. JamunJar also claims trademark and service mark rights in marks contained within the pages of this Site.
Reproduction of these pages in whole or in part without the prior written consent of JamunJar is strictly prohibited unless for private, non-commercial viewing purposes.

Please note that there is no guarantee that any email sent will be received, or that the contents of any such email will remain private during Internet transmission. If You have any such concerns, you may prefer to use the telephone conversation or written postal communication to registered address.
We reserve the right to monitor the use and content of emails which are sent from and received by us for the purposes of ensuring compliance with our own email policy, and identifying and taking action against unlawful or improper use of our systems, including, but not limited to, spoofing, the transmission of computer viruses and denial of service attacks.

All software, multimedia files, photographs, reports and other documents are downloaded at Your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with Your computer that may arise as a result. If You are in any doubt as to the suitability of any such downloads for Your computer, it is recommended that You obtain specialist advice before downloading.

You specifically acknowledge and agree that JamunJar is not liable for any defamatory, offensive or illegal conduct of any User. You also specifically acknowledge that any Communication transmitted by You to JamunJar via the Internet may not remain confidential or free from interference by unauthorized third parties during its transmission.

Applicability of Terms

These Terms and Conditions, in so far as they refer to the User form the contract and agreement between the User and JamunJar unconditionally.

Right to alter the Services

The Website facility is being offered at the sole discretion of JamunJar and JamunJar reserves the right to add, amend, revise, withdraw, suspend or cancel the usage of this viewable/usable rights of the Website either in whole or in part any of the services which are part of the Website facility, without any prior notice to the User. Any addition, amendment, revision, suspension or cancellation shall be effective and binding on the User. JamunJar may introduce new services (forming part of Website facility) on the Website from time to time. The existence and availability of the new services as part of the Website facility will be notified on the Website as and when they become available. Any revision in the Terms and Conditions will take place in accordance with these Terms and Conditions.

As a condition of accessing the Website and usage of the Website facility, the User unconditionally and absolutely acknowledges and accepts the Terms and Conditions in its entirety.
The User further acknowledges that the availability of the information, advice and the guidance if any on the Website does not constitute a recommendation (unless indicated otherwise) and is not a solicitation (unless indicated otherwise) by JamunJar or any of their personnel or the experts used by JamunJar.
The User acknowledges that the decision to use the services is solely his/her and he/she has not been directed or forced to use the services provided by JamunJar or its Business Partners and/or its employees.
The User shall be responsible for arranging and providing for the mode to access this Website, and JamunJar shall not be responsible for any damage, breakdown, wear and tear or any cost, directly or indirectly attributable to use of this Website.
The User further submits to bear charges, if any, that may be levied by JamunJar to offer services on the Website.

You warrant that You will not: Participate in any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or JamunJar's systems or networks, or any systems or networks connected to the Site or to JamunJar.
Use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person's use of the Site.
Attempt to probe, scan or test the vulnerability of the Site or any network connected to the Site, nor to breach the security or authentication measures on the Site or any network connected to the Site.
Attempt to reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other customer of JamunJar, including any JamunJar account not owned by You, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than Your own information, as provided for by the Site.
Use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site.
Attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any JamunJar server, or to any of the services offered on or through the Site, by hacking, password “mining” or any other illegitimate means.
Attempt to forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal You send to JamunJar on or through the Site or any service offered on or through the Site. You may not pretend that You are, or that You represent, someone else, or impersonate any other individual or entity.
Attempt to use the Site or any content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of JamunJar or others.
Attempt to knowingly or intentionally penetrate or access JamunJar network or systems without authorization or exceeding authorized access; and by means of such conduct carry out an unauthorized transaction or obtain access to information, data or computer database that is restricted.
Attempt to introduce or cause to introduce any computer contaminant and by means of such conduct cause or be likely to cause damage or destruction to JamunJar's property or disruption of JamunJar's services.

The User shall pursue all necessary steps to ensure that their machines are virus free while accessing JamunJar Website. The User shall refrain from activities like uploading files infected with viruses or malicious scripts/ programs or trying to infect the JamunJar system with viruses, worms; other malicious codes.

The User warrants that the User will not use any software, tool or code that would hamper or disable all or any portion of the portals or Services offered by JamunJar. The User also warrants against use of reverse engineering tools to break or harm the portals or services offered by JamunJar.
The User must use the site(s), the services and the information solely for his/her own purposes and must not make these available to third parties without the prior written consent of JamunJar.

Registration Obligations

As a prerequisite for accessing the content on the Website, JamunJar may require You to register for availing the services. You are requested to complete all the required fields to complete the registration on the Website. JamunJar also reserves the right to terminate the registration in its own discretion, not limited to submission of erroneous / incomplete / derogatory / inappropriate / incomplete information.
JamunJar shall at no times be required to ensure that the details provided by You are up to date and it shall be the duty for each User that the same is duly updated at all points of time.
User ID (can be construed to mean the Mobile Number of the User) and User Password (can be construed to mean the OTP generated by JamunJar and filled by the user):
The User acknowledges that he would be able to access the Website facility with regard to the Services by using the User ID and the User Password. The User further confirms and agrees that he will be the sole and exclusive owner and is the only authorized user of his User ID and the User Password and accepts sole responsibility for use, confidentiality and protection of the User ID and the User Password as well as for all account transactions initiated through his User Account and shall ensure that the User password/s is/are not revealed to any third party or recorded in any written or electronic form.
If the User forgets / loses the User ID, he can request JamunJar for informing his User ID. In case he forgets or loses his User Password, the User would be able to retrieve his User Password by following the procedure on the Website.
User undertakes not to disclose the User Password to any person including employees of JamunJar. JamunJar will be entitled to levy service charges for generation of new passwords.

Account Transactions:

The User shall at all times be fully responsible and liable for all account transactions that are carried out by the use of the User ID or the User Password registered under the User (“Account Transactions”). If third parties gain access to the services offered as part of the Website facility through the use of the User ID and User Password, the User shall be deemed to be responsible and the User hereby indemnifies and holds harmless JamunJar against any liability, costs or damages arising out of claims or suits by or against such third parties based upon or relating to such access and use.
Any Account Transactions authorised by using the User ID and User Password shall be deemed to be that of and initiated by the User and JamunJar shall treat the transactions as genuine and will carry them out even if given in error, and is not responsible for any mistake / error made by the User in keying in any details or data or any facts or figures. JamunJar will endeavour to carry out the instructions correctly, but it is the User's responsibility to check that JamunJar has carried out instructions correctly. If the transaction has not been carried out correctly or an error has occurred, the User should notify JamunJar as soon as possible.
JamunJar would be entitled, at its sole discretion, to seek offline written or other confirmation from the User of any Account Transaction as it may deem fit to ascertain or verify the genuineness of request for Website facility.
The User shall follow such procedure laid down by JamunJar from time to time in case of loss of password. Neither JamunJar nor any of their officers, directors, employees, advisors, affiliates or subsidiaries can or will have any responsibility or liability to the User or to any other person whose claim may arise through the User with respect to any of the circumstances described above.
The User must log out of the site(s) that has been accessed and close the web browser else information about the User may appear on the screen of the computer when it is next used and JamunJar cannot be held responsible for third parties having access to this information

Unauthorised access:

The Users are instructed to use legitimate User Id and Password assigned to them only. Use of access credentials meant for other users will be identified as unauthorised access to the Website and the User may be disabled or barred from using other services. Legal action may be taken as per applicable law.
The User shall treat the access information as confidential. The User may not make the Website or its contents available to third parties without the prior written consent of JamunJar. In this context, JamunJar indicates that only email addresses and mobile numbers used either personally or officially, as applicable, by the User may be used for the provision of the access information.
The Site(s) and/or the services may be temporarily unavailable or restricted for administrative or other reasons. If this happens JamunJar will endeavour to restore their availability as quickly as possible.

Evidence Of Account Transactions:

JamunJar's own records of the Account Transactions maintained through computer systems or otherwise including time of the Account Transactions shall be conclusive proof of the genuineness and accuracy of the Account Transactions and binding for all purposes.

Use of Website:

The Website is deemed to be in use or is being accessed by You when it is loaded and/or continues to be loaded in temporary or permanent memory of Your computer or similar system or in the internet browser thereof.

Restrictions on Use:

You agree to use the Website strictly for Your personal use. You agree not to use this Website or the Website facility for any purpose which is manner inconsistent with these Terms and Conditions or in contravenes of any provisions of law or is deemed inappropriate by JamunJar. You agree not to use, transfer, distribute or dispose of any information contained in the Website in any manner that could compete or conflict with the business interest of JamunJar or otherwise compromise or imperil the interests of JamunJar.

These Terms and any notices or other communications regarding the Services may be provided to You electronically, and You agree to receive communications from JamunJar in electronic form. Electronic communications may be posted on the Services Website and/or delivered to Your registered email address, mobile phones etc. All communications in electronic format will be considered to be in "writing".

By using the Services, You hereby authorize JamunJar and its Third Party Service Providers to access the websites of third parties designated by You specifically to link to your account on the Website, on Your behalf, so as to register and enable the linked accounts, as requested by you. JamunJar would act as Your agent/power of attorney holder for this limited purpose.
The Website does not have the capability to initiate any transaction affecting Your linked accounts or provide notices or instructions affecting such linked accounts. Transactions and inquiries that You may initiate on the linked accounts at such Bank/Merchants/third party sites are not made through the Website and JamunJar assumes no responsibility for such transactions or inquiries.
If You have a dispute or question about any transaction on such website(s), You shall direct those to the respective providers of the linked accounts.
Third party websites shall be entitled to rely on the authorizations, agency and power of attorney granted by You to JamunJar, under this Agreement.
JamunJar has no relationship to, affiliation, or connection with any such third party websites available for use with the Services, except where the third party websites belong to group or associate companies wherein You hold an account. However, the Services are not endorsed or sponsored by any such third party websites/providers. You agree and understand that linked accounts or services and information of group/associate company are not in any manner intended as being endorsed by JamunJar, nor is it intended to be construed as being endorsed by JamunJar. You agree and understand that You can choose and avail of the services and information of any other service provider, including for undertaking any transaction or for any other investment related matter. Such services and offerings will be as per the terms and conditions agreed by and between You and the service provider offering such services.
You agree that JamunJar assumes no responsibility and shall incur no liability with respect to the acts, omissions, or determination of any such third party website or service provider. You acknowledge and agree that the third party websites may not maintain the same level of security against unauthorized access to Your account information as the Website from which You have authorized JamunJar to retrieve information on your behalf.

When JamunJar receives a transaction instruction from You through the payment mode, we will be entitled to debit any payment plus any charges payable for the transaction from the account You have specified. We shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of the bank or the credit card agency to perform any of its obligations. We shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any transaction, on account of the cardholder having exceeded the preset limit mutually agreed by the cardholder with the card issuing entity from time to time.

As an online platform facilitating investments in mutual funds and pension funds, all transactions are processed digitally. Once you place an investment order, the respective fund units are typically credited to your investment account within 2 to 5 working days, subject to processing timelines of the fund houses and relevant financial institutions.

Please note:

Processing Time: Delivery of fund units is dependent on market hours, fund cut-off times, and banking days.
Confirmation: You will receive a confirmation notification once the units are successfully allotted to your account.
No Physical Shipping: As this is a digital service, there is no physical delivery involved.

JamunJar accepts no liability whatsoever, direct or indirect for non-compliance with the laws of any country other than India. The mere fact that the Website can be accessed by a User in or from a country other than India would not mean that the laws of the said country would govern these Terms and/or the use of the Website by the User.
JamunJar's performance of Terms and Condition is subject to existing laws and legal process, and nothing contained in this Terms and Conditions is in derogation of JamunJar's right to comply with governmental, court and law enforcement requests or requirements relating to Your use of Website or information provided to/ gathered by JamunJar with respect of such use.

You should assume that everything You see or read or hear or experience on the Website including but not limited to directories, charts, guides, pictures, news articles, excerpts, opinions, critiques reviews, downloads, text, forms, photographs, source code, images, illustrations, profiles, data files, audio clips, video clips, copyrighted material, trademarks, service marks and the like, (collectively "the Content") is copyrighted / protected by intellectual property rights laws unless otherwise mentioned and may not be used except as provided in these Terms and Conditions.

JamunJar may, at any time, cancel Your registration:

• If you have breached any Terms & Conditions (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of the Terms & Conditions).
• If JamunJar, in its sole discretion, believes it is required to do so by law or regulatory authority.
• If You are found to upload any objectionable content
• If You have provided false and incorrect information as a part of Your Registration Information.

JamunJar reserves the right to discontinue or suspend, temporarily or permanently, the Services. You agree that JamunJar will not be liable to You in any manner whatsoever for any modification or discontinuance of the Services.

JamunJar may subcontract and employ advisors to carry out any of its obligations under these Terms and Conditions. JamunJar may transfer or assign its rights and obligations under this contract to any Affiliate.
All Account Transactions, which cannot be carried out instantaneously, would be carried out during working hours either on the same day or such further period as may be determined and/or specified by JamunJar depending upon the time of logging of the transaction / nature of transaction. You are requested to check with JamunJar the estimated time required for completion of transaction / request, prior to execution of a transaction / request.
The performance of our obligations under these Terms may be interrupted and shall be excused by the occurrence of a force majeure event affecting us or any of our sub-contractors.
All Account Transactions shall be subject to Government notifications, the rules, regulations and guidelines issued by regulatory bodies defining rules/regulations governing the offer of any service under the Website facility, if any, on which such transactions are executed and/or cleared by JamunJar.
JamunJar also uses third party services for commercial transactions. The security and privacy of those sites are not managed by JamunJar, however JamunJar shall be indemnified for any fraudulent transactions or misuse.
Payment transaction at a cybercafe/shared computer terminal is risky and You shall not use the services of a cybercafe/shared computer terminal to do any such transactions. If so, JamunJar will not be liable for any misuse or fraud committed using such terminals or machines.
If JamunJar fails to exercise any right or remedy under these terms, this shall not prevent JamunJar from doing so at any time in the future.
The words 'including' or 'include' and words of similar effect will not be deemed to limit the general effect of the words which follow them.
Each provision of these terms will be construed separately and, in the event that any such provision may prove to be illegal or unenforceable, the remaining provision of these terms will continue in full force and effect. The headings to sections will not form part of these terms and will not affect the interpretation of any section. Any disclaimers and exclusions contained within these terms will survive termination of these terms.

JamunJar may sub-contract and employ advisors to carry out any of its obligations under these Terms and Conditions. JamunJar may transfer or assign its rights and obligations under this contract to any Affiliate.
You agree to indemnify and keep JamunJar indemnified at all times from all losses, damages, costs, expenses, loss of profits, loss of business, proceedings, actions, suits (including legal fees) caused to or suffered by JamunJar as a direct or indirect consequence of Your actions or actions that are attributable to Your User ID, including due to breach of Terms due to negligence or default.
We make no warranty regarding the Account Transactions entered into through the Website. No advice or information, whether oral or written, obtained by You from or through the Website facility or any person shall create any warranty not expressly stated herein.
JamunJar, its employees and directors, its suppliers and its third party advisors shall not be liable for any action taken by you based on or relying on the information provided in or by the Website. We will not be liable for any direct, incidental or consequential loss, which may be caused to You as a result of Your use of the Website / Website facility.
If you are dissatisfied with the Website or any portion thereof, the Website facility or with any of these Terms and Conditions, your sole and exclusive remedy is to discontinue using this Website and availing Website facility.
You acknowledge that any rights not expressly granted herein are reserved.

Usage of this Website and these terms and conditions shall always be governed by Indian laws and all disputes shall be subject to exclusive jurisdiction of courts at Mumbai.

Damji Shamji Corporate Square,
C Wing, Office no 312,
Laxmi Nagar, Ghatkopar East,
Mumbai - 400075

We're here to help! If you have any questions, need assistance with your investments, or want to report a technical issue, feel free to reach out to us:
Email: support@JamunJar.com
JamunJar Health and Wealth Private Limited
Damji Shamji Corporate Square,
C Wing, Office no 312,
Laxmi Nagar, Ghatkopar East,
Mumbai – 400075
Our support team is available Monday to Friday, 10:30 AM to 5:30 PM IST.